Quick links:

► Read info pack

► Get newsletter

► View case study

► Contact us

► Partners forums

► Site search

► Site map

► Check out our new Owners area where you can do your own Illustrations online.  It’s easy and totally free

► View all our articles

► We are proud of our Treating Partners Fairly achievements

New:

Partners Registration & Login Click here

Lenders Information Click here

Agents Login Click here

Site Search Click here

JEIPs Home.Investing.Benefits of a JEIP.JEIPs Structure.JEIP Managment.Other info.

The ways to invest in UK residential property  

► Joint Equity Investment Partnerships - JEIPs.  

 

Joint Equity Investment Partnerships (JEIPs) are the ethical way to invest in residential property and are more profitable than Buy to Let.

 

The traditional way to invest with Joint Equity is to become an Investor Partner, more, and join an Owner Partner to buy their home as Co-owners.

 

This suits many of our Investor Partners, but we have a large number of Investor Partners who want to invest in Joint Equity properties but want to be more “hands off”.

 

We have therefore developed the innovative Joint Equity Investment Partnerships, JEIPs, which are incorporated as Limited Liability Partnerships. More on LLPs here.

 

The fundamental thinking is to develop a simple, easy to manage way for Investor Partners to invest their money in ethical Joint Equity properties.

 

JEIPs are formed by a Sponsor who takes on the responsibility for finding the JEIP Partners and incorporating the LLP.  Incorporation is not onerous and we have developed a simple process.

 

JEIPs must have at least 2 Partners but there is no upper limit and the JEIP uses our Partners Agreement to protect each Partner and the lenders.

 

The Sponsor may be a Partner, but it is not essential, and we have a number of registered professional and experienced Sponsors who will help you get your JEIP started or will add you to their existing JEIPs.

 

 

 

 

 

 

 

 

► Buy to Let
The most common way to invest in residential property in the UK is Buy to Let.

However anyone justifies investing in Buy to Let, you have to accept it is not an ethical way to invest. Why?

The young couple are rejected by the lender because they do not have enough cash as a deposit or their salary will not allow high enough borrowing.
The lender will provide a mortgage to the investor, who has an existing home with lots of equity, to buy a Buy to Let house.
The young couple rent the house from the Buy to Let investor.
The rent the young couple pay the investor is about the same cost as the mortgage would have been.
So the young couple pay the investors mortgage BUT have no ownership and that means if the value of the property goes up they get no benefit. Only the investor benefits.
The lender says that they cannot lend the young couple the amount to buy the house as they do not earn enough, BUT they are quite content for them to pay the same amount to an investor. They hide behind the excuse of the risk is too high to lend them the money to buy their own home.
The Joint Equity Scheme is for first-time buyers, home owners and property investors.  
 This site is developed and maintained by Joint Equity ltd.© Joint Equity (2007, 2008 & 2009) and all rights are reserved.  
 Joint Equity Investment Partnerships & JEIPs are trading names of Joint Equity Ltd  
  Joint Equity Ltd works with Mortgage Beaters Ltd to provide case studies & Illustrations to prospective Owner-Partners & Investor-Partners.
Joint Equity Ltd does not carry out any regulated activities and so is not directly regulated by the FSA (Financial Services Authority).
Joint Equity Ltd are introducer appointed representatives of Mortgage Beaters Ltd, which is authorised and regulated by the Financial Services Authority.
 The content of this website is accurate to the best of our knowledge and  for information only. We do not provide financial advice.
► How can we invest in UK residential property?

 

There are three primary routes to invest in UK residential property